𝐌𝐎𝐒𝐓 𝐀𝐂𝐂𝐎𝐔𝐍𝐓𝐀𝐍𝐓𝐒 𝐀𝐑𝐄 𝐂𝐇𝐀𝐒𝐈𝐍𝐆 𝐓𝐇𝐄 𝐔𝐍𝐀𝐕𝐀𝐈𝐋𝐀𝐁𝐋𝐄 𝟐𝟎%.

Ghana's formal economy, the sector most CAs compete fiercely to serve, represents just 20% of total economic activity.
The other 80%? Informal. Underserved. And quietly generating real revenue every single day.
We've been trained to see the informal sector as risky, low-value, or "not our kind of work." But that framing is costing the profession an enormous opportunity.
Informal SMEs aren't struggling businesses. They are pre-formal enterprises with real customers, real cash flow, and a real appetite to grow. What they lack isn't ambition. It's structured.
And structure is exactly what chartered accountants are trained to provide.
The market isn't too small. We've just been looking in the wrong direction.

Drop a comment. Do you think Ghana's informal sector is an opportunity or a risk for the accounting profession?